Find Your Ideal Mortgage in Ottawa

Sandra Brown

Mortgage Broker

LIC# 10530

About me

When it comes to real estate, it stands as one of the largest and most significant investments you’ll encounter in your lifetime. That’s precisely why securing the right mortgage is crucial.

As a licensed Mortgage Broker, I am experienced in addressing a wide range of issues and serving clients with diverse backgrounds and circumstances.

From helping individuals with non-traditional sources of income to assisting those with a history of financial challenges, I am equipped with the knowledge and resources to find solutions that meet your unique needs.

Your Mortgage Approval Starts Here

SERVICES

MORTGAGE TRANSFER/SWITCH

Is it nearly time to renew your mortgage? This is not simply a renewal moment but an opportunity to reevaluate if your existing mortgage remains the right fit for you and your loved ones. Let’s examine the potential advantages of transitioning from your current lender to a fresh one, a process commonly termed as a mortgage switch or transfer.

As an experienced and dedicated Mortgage Broker, I’ll thoroughly assess your specific financial situation, conduct diligent market research, leverage my robust lender relationships, and deliver comprehensive guidance and support throughout the whole process to ensure you secure the best possible results.

NEW TO CANADA

Serving as a Mortgage Broker for newcomers to Canada, my mission is to demystify the home-buying process and make it as straightforward as possible in Ottawa. I comprehend the hurdles and complex situations you might encounter as a newcomer navigating the Canadian mortgage market. Leveraging my expertise, I can help you understand and choose from the various mortgage programs designed explicitly for newcomers offered by a range of lenders.

RESIDENTIAL MORTGAGES

The plethora of mortgage options can be confusing, but rest assured, I’m here to help. Whether you’re drawn towards a fixed-rate mortgage for its consistency or an adjustable-rate mortgage for potential reductions, I can direct you to the best choice. I promise to stand by you throughout the application journey, keep you informed, and assist in understanding your mortgage clauses. My mission is to ensure a seamless transition to homeownership.

BAD CREDIT

With my comprehensive understanding of the complexities involved, I offer a range of specialized options to help you achieve your goal of homeownership, even with bad credit. I am dedicated to empowering you and ensuring that you have the best opportunity to secure a mortgage that aligns with your financial aspirations.

FIRST-TIME HOME BUYER

The journey of purchasing your first home in Ottawa can be overwhelming, but I am committed to simplifying the process for you. I understand the intricacies of the lending industry and can navigate through them to find viable solutions that meet the specific needs of first-time buyers.

ALTERNATIVE LENDING

My goal is to simplify the alternative lending process for you, removing any obstacles that may arise. I advocate for your best interests, working closely with alternative lenders to negotiate favourable terms and secure a mortgage that suits your specific needs.

SELF-EMPLOYED

With my extensive network of lenders who specialize in working with self-employed individuals in Ottawa, I can explore a wide range of mortgage options tailored to your unique circumstances. These lenders understand the complexities of self-employment and take a more flexible approach to underwriting, focusing on your business’s long-term viability and overall financial stability.

Let's connect and get started TODAY!

Simply fill out the quick form below so that I know your situation and preferences.

Have a look at what people say about our collaboration!

If you are looking for amazing personalized service from a mortgage broker then Sandra is absolutely the person you need. Flexible schedule, working with her brain but from the heart, Sandra will move heaven and earth to help you get the mortgage that you deserve. This may sound like a publicity, but it is not. I strongly recommend Sandra as she is an amazing Mortgage broker and works until she can close that deal for you. I will make sure that everyone I know is put in contact with Sandra when it comes times to buy a house or renew their mortgage.

I have the delight of having a wonderful mortgage broker named Sandra Brown. She is polite and professional and knowledgeable. She helps you with a guiding hand in the right direction for home ownership. Without her I would of been stressed with trying to figure everything out on my own. Thanks to her everything went as smoothly as it can and was a wonderful experience.

I had a wonderful experience working with Sandra. She always made herself available to talk, going above and beyond to answer questions, spend time discussing details that were important to me and exchange paperwork. She took the time to understand my goals and ensured I'm set up for success. I'm grateful for the time she invested in me. Thank you for everything Sandra, I truly appreciate it!

I had no knowledge in buying a home. Sandra was very informative and quick to respond to any concerns or questions. I'm very impressed she didn't hesitate to keep me updated and stayed beside us the entire process. I wouldn't recommend anyone else. She is the Best in my opinion.

Esther Adeleke

2024-02-15

Excellent service! She is very kind and thoughtful. She definitely has your best interest at heart ! Working with her is something worth while! Amazing service!

Gabrielle Fischer-Aubé

2024-02-15

Sandra provided a thorough explanation of my mortgage options.

2024-02-14

Sandra is a powerhouse of knowledge and wisdom. She is like the energy bunny who does not stop until every minutai of detail has been addressed, and most importantly, understood. She's there to get the job done with a laser focus on getting you the best deal possible. And she does it! Simply put...Sandra's got your back.

Lexi MacDonald

2024-02-12

As a Real Estate Agent, providing my clients with the very best service possible is my first priority. This is why Sandra Brown has been my go-to gal for years and I never hesitate to send my clients her way. She is thorough, dedicated and incredibly efficient. Cannot recommend highly enough!

yash chokshi

2024-01-12

Me and my wife bought our first house with the help of Sandra. She explained to us everything involved with the mortgage process and provided answers to all of our questions. She is always available and quick to respond to all of our inquiries.

Robyn Matacheskie

2023-10-31

Words can not describe how easy and seamless Sandra made our mortgage experience. She made it clear from the beginning that she was here for us, and would only work for our best interest. From the moment we reached out to Sandra, we received a call back from her less than an hour later and she has always been there to answer our questions. She made it clear that if we had any questions or concerns, or just wanted guidance, that she was there for us and is just an email or phone call away. Sandra even offers recommendations for home/auto insurance, mortgage insurance, and lawyers. She makes it easy and will have them even reach out to you. Sandra will also take even more off your back and provide necessary documents to those she recommends so that you don't have to. You know she is customer service based even when other professionals that have worked with her can say the same. She truly is amazing and knows what she's talking about. And she's not afraid to dumb it down for people like us who is experiencing this all for the first time. I truly cannot express how much I recommend Sandra, and really. Thank you so much for all of your help.

Brad Moon

2023-09-29

If you’re looking for a mortgage broker who truly has your best interests at heart, then look no further. Sandra will give you the best advice for your situation. Great experience and would recommend!

Nicole Jones

2023-09-24

Sandra was very knowledgeable and found us the best mortgage and rate to suit our needs !

Justine Johnston

2023-09-14

Always a phone call or text away, very helpful as a first time home buyer. Super patient and understanding, highly recommend!

Anne-Marie Bernard

2023-09-05

Sandra was amazing to work with! She made the home buying experience a joy!