Achieve Homeownership in Kingston

Sandra Brown

Mortgage Broker

LIC# 10530

About me

Working as a licensed Mortgage Broker, I have the privilege of assisting a wide range of clients with various needs and issues. Whether you are a young professional looking to buy your first home, a business owner with fluctuating income, or someone with a less-than-perfect credit history, I have the expertise and resources to help you. I understand that every client’s situation is different, and that’s why I take a personalized approach to provide tailored solutions.

I delight in helping others understand how to manage the mortgage process. This incorporates setting up credit, boosting credit scores, calculating the necessary down payment, and getting to know every step involved in the process.

As your dedicated Mortgage Broker, I will leverage my knowledge and network to find the best possible mortgage options for you.

Your Mortgage Approval Starts Here

SERVICES

MORTGAGE TRANSFER/SWITCH

Are you approaching the renewal of your mortgage? Instead of simply renewing, now is the perfect opportunity to assess whether your current mortgage still aligns with your needs and those of your family. Let’s have a discussion about the possibility of transitioning from your current lender to a new one. This process, known as a mortgage switch or transfer, can help you explore better options.

As a provider of comprehensive mortgage renewal and switching services in Kingston, I specialize in assisting clients with making informed decisions regarding their mortgage as their current term ends. I carefully analyze various factors, including prevailing interest rates, lender terms, repayment options, and potential savings, to ensure that they achieve the most advantageous outcome for their long-term financial goals.

NEW TO CANADA

As a licensed Mortgage Broker assisting newcomers in Canada, I strive to make your transition into homeownership as effortless as possible. I appreciate the intricate challenges you may encounter as a newcomer attempting to comprehend the Canadian mortgage environment. With my expertise, I’m equipped to navigate you through the numerous mortgage programs available from various lenders, specifically for newcomers in Kingston.

RESIDENTIAL MORTGAGES

The number of mortgage options may seem intimidating, but I’m here to simplify the process for you. If you’re contemplating a fixed-rate mortgage for its certainty or an adjustable-rate mortgage for potential savings, I can help identify the perfect fit for you. I’ll be there throughout the application process, ensuring you have all the necessary information and understanding of your mortgage conditions. My aim is to make your journey toward owning a home in Kingston effortless and straightforward.

BAD CREDIT

My primary goal is to help you overcome the challenges associated with bad credit and secure a mortgage that suits your needs. Through strategic planning and careful evaluation of your unique circumstances, I can offer tailored solutions that increase your chances of obtaining a mortgage in Kingston.

FIRST-TIME HOME BUYER

With my comprehensive understanding of the complexities involved in buying your first home and obtaining a mortgage, I offer a range of specialized options to help you achieve your dream of homeownership in Kingston. I am dedicated to empowering you and ensuring that you have the best opportunity to secure a mortgage that suits your needs as a first-time buyer.

ALTERNATIVE LENDING

With my extensive network of alternative lenders, I can explore a wide range of loan programs that offer more flexible terms and requirements. These lenders understand that each borrower is unique and take a more holistic approach to assessing creditworthiness, considering factors beyond just credit scores.

SELF-EMPLOYED

With my comprehensive understanding of self-employed mortgage financing, I offer a range of specialized options to help you achieve your goal of homeownership in Kingston. I am dedicated to empowering you and ensuring that you have the best opportunity to secure a mortgage that aligns with your financial aspirations.

Let's connect and get started TODAY!

Simply fill out the quick form below so that I know your situation and preferences.

Have a look at what people say about our collaboration!

If you are looking for amazing personalized service from a mortgage broker then Sandra is absolutely the person you need. Flexible schedule, working with her brain but from the heart, Sandra will move heaven and earth to help you get the mortgage that you deserve. This may sound like a publicity, but it is not. I strongly recommend Sandra as she is an amazing Mortgage broker and works until she can close that deal for you. I will make sure that everyone I know is put in contact with Sandra when it comes times to buy a house or renew their mortgage.

I have the delight of having a wonderful mortgage broker named Sandra Brown. She is polite and professional and knowledgeable. She helps you with a guiding hand in the right direction for home ownership. Without her I would of been stressed with trying to figure everything out on my own. Thanks to her everything went as smoothly as it can and was a wonderful experience.

I had a wonderful experience working with Sandra. She always made herself available to talk, going above and beyond to answer questions, spend time discussing details that were important to me and exchange paperwork. She took the time to understand my goals and ensured I'm set up for success. I'm grateful for the time she invested in me. Thank you for everything Sandra, I truly appreciate it!

I had no knowledge in buying a home. Sandra was very informative and quick to respond to any concerns or questions. I'm very impressed she didn't hesitate to keep me updated and stayed beside us the entire process. I wouldn't recommend anyone else. She is the Best in my opinion.

    
 
 
        
   Esther Adeleke 
 2024-02-15
 
 
  Excellent service! She is very kind and thoughtful. She definitely has your best interest at heart ! Working with her is something worth while! Amazing service!
  
 
       
   Gabrielle Fischer-Aubé 
 2024-02-15
 
 
  Sandra provided a thorough explanation of my mortgage options.
  
 
       
   P. 
 2024-02-14
 
 
  Sandra is a powerhouse of knowledge and wisdom. She is like the energy bunny who does not stop until every minutai of detail has been addressed, and most importantly, understood.
She's there to get the job done with a laser focus on getting you the best deal possible. And she does it!
Simply put...Sandra's got your back.
  
 
       
   Lexi MacDonald 
 2024-02-12
 
 
  As a Real Estate Agent, providing my clients with the very best service possible is my first priority. This is why Sandra Brown has been my go-to gal for years and I never hesitate to send my clients her way.  She is thorough, dedicated and incredibly efficient. Cannot recommend highly enough!
  
 
       
   yash chokshi 
 2024-01-12
 
 
  Me and my wife bought our first house with the help of Sandra. She explained to us everything involved with the mortgage process and provided answers to all of our questions. She  is always available and quick to respond to all of our inquiries.
  
 
       
   Robyn Matacheskie 
 2023-10-31
 
 
  Words can not describe how easy and seamless Sandra made our mortgage experience.
She made it clear from the beginning that she was here for us, and would only work for our best interest.
From the moment we reached out to Sandra, we received a call back from her less than an hour later and she has always been there to answer our questions.
She made it clear that if we had any questions or concerns, or just wanted guidance, that she was there for us and is just an email or phone call away.
Sandra even offers recommendations for home/auto insurance, mortgage insurance, and lawyers. She makes it easy and will have them even reach out to you.
Sandra will also take even more off your back and provide necessary documents to those she recommends so that you don't have to. You know she is customer service based even when other professionals that have worked with her can say the same.

She truly is amazing and knows what she's talking about. And she's not afraid to dumb it down for people like us who is experiencing this all for the first time.

I truly cannot express how much I recommend Sandra, and really. Thank you so much for all of your help.
  
 
       
   Brad Moon 
 2023-09-29
 
 
  If you’re looking for a mortgage broker who truly has your best interests at heart, then look no further. Sandra will give you the best advice for your situation. Great experience and would recommend!
  
 
       
   Nicole Jones 
 2023-09-24
 
 
  Sandra was very knowledgeable and found us the best mortgage and rate to suit our needs !
  
 
       
   Justine Johnston 
 2023-09-14
 
 
  Always a phone call or text away, very helpful as a first time home buyer. Super patient and understanding, highly recommend!
  
 
       
   Anne-Marie Bernard 
 2023-09-05
 
 
  Sandra was amazing to work with! She made the home buying experience a joy!