Uncover Mortgage Opportunities in Cornwall

Sandra Brown

Mortgage Broker

LIC# 10530

About me

Real estate constitutes one of the most significant and financially substantial investments an individual will ever undertake. Consequently, it becomes imperative to secure an appropriate mortgage solution that aligns with your specific needs and circumstances. In my capacity as a licensed Mortgage Broker, I extend my professional assistance to individuals from diverse backgrounds, encompassing varied professions and financial situations, enabling them to identify the most suitable mortgage options available. I cater to a broad clientele, including first-time homebuyers, aspiring investors seeking rental properties, recent immigrants to Canada, individuals seeking refinancing alternatives, self-employed entrepreneurs, and individuals grappling with less-than-ideal credit histories.

My expertise extends to guiding clients through the intricate intricacies of the mortgage process and facilitating informed decisions that align with their homeownership objectives. I am exceptionally skilled in assisting eligible individuals under the New to Canada Program, enabling them to qualify for mortgage financing. Moreover, I take great pleasure in imparting knowledge and expertise concerning mortgage dynamics while also emphasizing the significance of maintaining a strong credit profile and providing guidance on credit enhancement or rebuilding strategies.

Your Mortgage Approval Starts Here

SERVICES

MORTGAGE TRANSFER/SWITCH

As your mortgage renewal period comes into sight, it’s more than a renewal event – it’s a chance to reconsider if your current mortgage still matches your family’s needs. We can explore the potential merits of moving from your current lender to a new one, an operation known as a mortgage switch or transfer.

As a proficient and devoted Mortgage Broker, I’ll thoroughly examine your unique financial state, conduct intensive market research, take advantage of my well-established relationships with lenders, and provide comprehensive assistance throughout the entire process, all with the goal of achieving the best outcomes.

NEW TO CANADA

If you’ve recently arrived in Canada, you may be considering the prospect of owning your own property. Take advantage of our expert guidance and special mortgage options tailored for permanent residents and foreign workers. As an immigrant in Canada, the mortgage application process can feel overwhelming. With my assistance, you can confidently navigate through the necessary requirements as I provide a comprehensive explanation and help you gather the required documentation.

RESIDENTIAL MORTGAGES

When it comes to residential mortgages in Cornwall, I am well-versed in facilitating loans specifically designed for personal, family, or household purposes. These loans are secured by a mortgage, deed of trust, or another consensual security interest on a dwelling. With my professional guidance, you can navigate this process with confidence, as I help you explore and secure the optimal options for your specific needs.

BAD CREDIT

Having worked as a Mortgage Broker for several years, I have encountered numerous clients who have faced obstacles due to bad credit in Cornwall. I understand that it can be disheartening, but I want to assure you that there are solutions available. My role is to guide you through the mortgage application process, leveraging my expertise and extensive industry knowledge.

FIRST-TIME HOME BUYER

As a Mortgage Broker specializing in first-time home buyers in Cornwall, I am here to assist you every step of the way. Buying your first home can be both exciting and overwhelming, but with my expertise, I will make the process smooth and stress-free. From understanding the various mortgage options available to exploring government programs and incentives, I will provide you with comprehensive guidance.

ALTERNATIVE LENDING

Navigating the world of alternative lending can be complex, but as a seasoned Mortgage Broker, I am here to simplify the process for you. If you have been turned down by traditional lenders or have unique financial circumstances, I specialize in finding alternative lending options that suit your needs in Cornwall. From private lenders to specialized mortgage programs, I have the expertise and connections to explore a range of alternatives.

SELF-EMPLOYED

If you are self-employed and looking to secure a mortgage, I specialize in assisting individuals like you. I understand that the nature of self-employment can present unique challenges when it comes to proving income and meeting traditional lender requirements.

Let's connect and get started TODAY!

Simply fill out the quick form below so that I know your situation and preferences.

Have a look at what people say about our collaboration!

If you are looking for amazing personalized service from a mortgage broker then Sandra is absolutely the person you need. Flexible schedule, working with her brain but from the heart, Sandra will move heaven and earth to help you get the mortgage that you deserve. This may sound like a publicity, but it is not. I strongly recommend Sandra as she is an amazing Mortgage broker and works until she can close that deal for you. I will make sure that everyone I know is put in contact with Sandra when it comes times to buy a house or renew their mortgage.

I have the delight of having a wonderful mortgage broker named Sandra Brown. She is polite and professional and knowledgeable. She helps you with a guiding hand in the right direction for home ownership. Without her I would of been stressed with trying to figure everything out on my own. Thanks to her everything went as smoothly as it can and was a wonderful experience.

I had a wonderful experience working with Sandra. She always made herself available to talk, going above and beyond to answer questions, spend time discussing details that were important to me and exchange paperwork. She took the time to understand my goals and ensured I'm set up for success. I'm grateful for the time she invested in me. Thank you for everything Sandra, I truly appreciate it!

I had no knowledge in buying a home. Sandra was very informative and quick to respond to any concerns or questions. I'm very impressed she didn't hesitate to keep me updated and stayed beside us the entire process. I wouldn't recommend anyone else. She is the Best in my opinion.

Esther Adeleke

2024-02-15

Excellent service! She is very kind and thoughtful. She definitely has your best interest at heart ! Working with her is something worth while! Amazing service!

Gabrielle Fischer-Aubé

2024-02-15

Sandra provided a thorough explanation of my mortgage options.

2024-02-14

Sandra is a powerhouse of knowledge and wisdom. She is like the energy bunny who does not stop until every minutai of detail has been addressed, and most importantly, understood. She's there to get the job done with a laser focus on getting you the best deal possible. And she does it! Simply put...Sandra's got your back.

Lexi MacDonald

2024-02-12

As a Real Estate Agent, providing my clients with the very best service possible is my first priority. This is why Sandra Brown has been my go-to gal for years and I never hesitate to send my clients her way. She is thorough, dedicated and incredibly efficient. Cannot recommend highly enough!

yash chokshi

2024-01-12

Me and my wife bought our first house with the help of Sandra. She explained to us everything involved with the mortgage process and provided answers to all of our questions. She is always available and quick to respond to all of our inquiries.

Robyn Matacheskie

2023-10-31

Words can not describe how easy and seamless Sandra made our mortgage experience. She made it clear from the beginning that she was here for us, and would only work for our best interest. From the moment we reached out to Sandra, we received a call back from her less than an hour later and she has always been there to answer our questions. She made it clear that if we had any questions or concerns, or just wanted guidance, that she was there for us and is just an email or phone call away. Sandra even offers recommendations for home/auto insurance, mortgage insurance, and lawyers. She makes it easy and will have them even reach out to you. Sandra will also take even more off your back and provide necessary documents to those she recommends so that you don't have to. You know she is customer service based even when other professionals that have worked with her can say the same. She truly is amazing and knows what she's talking about. And she's not afraid to dumb it down for people like us who is experiencing this all for the first time. I truly cannot express how much I recommend Sandra, and really. Thank you so much for all of your help.

Brad Moon

2023-09-29

If you’re looking for a mortgage broker who truly has your best interests at heart, then look no further. Sandra will give you the best advice for your situation. Great experience and would recommend!

Nicole Jones

2023-09-24

Sandra was very knowledgeable and found us the best mortgage and rate to suit our needs !

Justine Johnston

2023-09-14

Always a phone call or text away, very helpful as a first time home buyer. Super patient and understanding, highly recommend!

Anne-Marie Bernard

2023-09-05

Sandra was amazing to work with! She made the home buying experience a joy!