Turn Your Dreams into Reality: Mortgage Options Available in Ottawa Valley

Sandra Brown

Mortgage Broker

LIC# 10530

About me

With a passion for helping individuals overcome mortgage challenges, I bring my expertise as a licensed broker to serve a wide range of clients. Whether you’re self-employed, have a non-traditional source of income, or have experienced credit setbacks, I understand the obstacles you face.

My commitment is to explore innovative solutions and alternative lending options tailored to your needs. I enjoy assisting others in their journey through the mortgage process. This includes tasks like establishing credit, increasing credit scores, figuring out the required down payment, and getting familiar with each step along the way.

As a licensed broker, I have access to a network of lenders who embrace flexibility and look beyond the traditional criteria.

Together, we will find the right mortgage solution that empowers you to achieve your financial goals.

Your Mortgage Approval Starts Here

SERVICES

MORTGAGE TRANSFER/SWITCH

Are you approaching the end of your mortgage term? Take a moment to explore your options before rushing into a renewal. This is the ideal time to assess whether your current mortgage still satisfies your needs and aligns with your family’s financial goals. Let’s have a conversation about the potential advantages of switching from your existing lender to a new one. This process, known as a mortgage switch or transfer, can open doors to better opportunities.

As a dedicated provider of mortgage renewal and switching services in Ottawa Valley, I am here to guide you through the decision-making process. I will carefully evaluate prevailing interest rates, lender terms, repayment options, and potential savings to ensure that you make a well-informed choice for your long-term financial well-being. Together, we can find a mortgage solution that matches your objectives and secures a brighter future.

NEW TO CANADA

In my role as a licensed Mortgage Broker supporting newcomers in Canada, I am focused on simplifying your journey toward owning a home. I understand the challenges and intricacies that a newcomer might face when dealing with the Canadian mortgage system. Thanks to my professional expertise, I can guide you through the multiple newcomer-centric mortgage programs diverse lenders provide in Ottawa Valley.

RESIDENTIAL MORTGAGES

It can be daunting to navigate the various mortgage choices, but I’m available to lend a hand. Whether you’re pondering a fixed-rate mortgage for its reliability or an adjustable-rate mortgage hoping for lower interest, I can guide you to the most suitable option. I will support you from start to finish in the application process, ensure you’re well-versed in the details, and assist you in interpreting the terms of your mortgage. My primary goal is to simplify your home-buying process in Ottawa Valley.

BAD CREDIT

I remain at your side throughout the mortgage application process, providing continuous support and guidance. I assist you in gathering the necessary documentation, navigating through paperwork, and liaising with lenders on your behalf. My aim is to simplify the process, remove any obstacles, and advocate for your best interests.

FIRST-TIME HOME BUYER

As a dedicated Mortgage Broker, I understand the unique challenges that first-time home buyers face, especially when it comes to obtaining a mortgage in Ottawa Valley. I am here to provide unwavering support throughout the entire home buying and mortgage application process, offering personalized guidance and expertise specifically tailored for first-time buyers.

ALTERNATIVE LENDING

With my comprehensive understanding of alternative lending, I offer a range of specialized options to help you achieve your goal of homeownership or access the funds you need for your unique financial requirements. I am dedicated to empowering you and ensuring that you have the best opportunity to obtain a mortgage through alternative lending channels in Ottawa Valley.

SELF-EMPLOYED

Through a comprehensive evaluation of your financial situation, I analyze factors such as your business income, tax returns, bank statements, and other relevant documents to paint a clear picture of your overall financial health. This comprehensive approach allows me to present a compelling case to lenders, showcasing your ability to meet mortgage obligations.

Let's connect and get started TODAY!

Simply fill out the quick form below so that I know your situation and preferences.

Have a look at what people say about our collaboration!

If you are looking for amazing personalized service from a mortgage broker then Sandra is absolutely the person you need. Flexible schedule, working with her brain but from the heart, Sandra will move heaven and earth to help you get the mortgage that you deserve. This may sound like a publicity, but it is not. I strongly recommend Sandra as she is an amazing Mortgage broker and works until she can close that deal for you. I will make sure that everyone I know is put in contact with Sandra when it comes times to buy a house or renew their mortgage.

I have the delight of having a wonderful mortgage broker named Sandra Brown. She is polite and professional and knowledgeable. She helps you with a guiding hand in the right direction for home ownership. Without her I would of been stressed with trying to figure everything out on my own. Thanks to her everything went as smoothly as it can and was a wonderful experience.

I had a wonderful experience working with Sandra. She always made herself available to talk, going above and beyond to answer questions, spend time discussing details that were important to me and exchange paperwork. She took the time to understand my goals and ensured I'm set up for success. I'm grateful for the time she invested in me. Thank you for everything Sandra, I truly appreciate it!

I had no knowledge in buying a home. Sandra was very informative and quick to respond to any concerns or questions. I'm very impressed she didn't hesitate to keep me updated and stayed beside us the entire process. I wouldn't recommend anyone else. She is the Best in my opinion.

    
 
 
        
   Esther Adeleke 
 2024-02-15
 
 
  Excellent service! She is very kind and thoughtful. She definitely has your best interest at heart ! Working with her is something worth while! Amazing service!
  
 
       
   Gabrielle Fischer-Aubé 
 2024-02-15
 
 
  Sandra provided a thorough explanation of my mortgage options.
  
 
       
   P. 
 2024-02-14
 
 
  Sandra is a powerhouse of knowledge and wisdom. She is like the energy bunny who does not stop until every minutai of detail has been addressed, and most importantly, understood.
She's there to get the job done with a laser focus on getting you the best deal possible. And she does it!
Simply put...Sandra's got your back.
  
 
       
   Lexi MacDonald 
 2024-02-12
 
 
  As a Real Estate Agent, providing my clients with the very best service possible is my first priority. This is why Sandra Brown has been my go-to gal for years and I never hesitate to send my clients her way.  She is thorough, dedicated and incredibly efficient. Cannot recommend highly enough!
  
 
       
   yash chokshi 
 2024-01-12
 
 
  Me and my wife bought our first house with the help of Sandra. She explained to us everything involved with the mortgage process and provided answers to all of our questions. She  is always available and quick to respond to all of our inquiries.
  
 
       
   Robyn Matacheskie 
 2023-10-31
 
 
  Words can not describe how easy and seamless Sandra made our mortgage experience.
She made it clear from the beginning that she was here for us, and would only work for our best interest.
From the moment we reached out to Sandra, we received a call back from her less than an hour later and she has always been there to answer our questions.
She made it clear that if we had any questions or concerns, or just wanted guidance, that she was there for us and is just an email or phone call away.
Sandra even offers recommendations for home/auto insurance, mortgage insurance, and lawyers. She makes it easy and will have them even reach out to you.
Sandra will also take even more off your back and provide necessary documents to those she recommends so that you don't have to. You know she is customer service based even when other professionals that have worked with her can say the same.

She truly is amazing and knows what she's talking about. And she's not afraid to dumb it down for people like us who is experiencing this all for the first time.

I truly cannot express how much I recommend Sandra, and really. Thank you so much for all of your help.
  
 
       
   Brad Moon 
 2023-09-29
 
 
  If you’re looking for a mortgage broker who truly has your best interests at heart, then look no further. Sandra will give you the best advice for your situation. Great experience and would recommend!
  
 
       
   Nicole Jones 
 2023-09-24
 
 
  Sandra was very knowledgeable and found us the best mortgage and rate to suit our needs !
  
 
       
   Justine Johnston 
 2023-09-14
 
 
  Always a phone call or text away, very helpful as a first time home buyer. Super patient and understanding, highly recommend!
  
 
       
   Anne-Marie Bernard 
 2023-09-05
 
 
  Sandra was amazing to work with! She made the home buying experience a joy!