When you’re shopping for a mortgage, the interest rate you’re quoted isn’t always the same across all borrowers. While broad economic forces (like the Bank of Canada’s policy rate)...
As we enter 2026, Canadian mortgage-seekers are not only concerned about interest rates but also about the supply-demand dynamics in the housing market. With housing supply continuing to be...
The Bank of Canada closed out 2025 by holding its overnight policy rate at 2.25% in its December 10 announcement. The decision follows several rate cuts earlier in the...
When it comes to buying a home, one of the biggest hurdles many people face is securing a mortgage. For those who don’t have a large down payment or...
Buying a home with a friend can seem like a smart way to break into Canada’s housing market. With rising property prices in cities like Toronto and Vancouver, co-ownership...
Remote work is getting super popular. Perhaps you envision yourself travelling as a digital nomad, or maybe you’ve found tranquillity working remotely from home. This expanded flexibility presents exciting...
Are you currently making mortgage payments, or are you considering purchasing a home? The word “recession” can feel unnerving. Understanding how it actually impacts your finances, especially your mortgage,...
Lake cabin? Mountain chalet? If you’re picturing yourself unwinding in a getaway spot, you’re not alone. More and more Canadians are drawn to owning a vacation property – and...
Inflation has been stubbornly high in Canada for more than three years. Even after the Bank of Canada’s aggressive rate-hiking cycle in 2022-2023, price growth settled only briefly before...
Buying your first house? It’s huge – a dream come true! But let’s be real, it can feel like wandering through a maze. Tons of choices, mountains of paperwork, ...
If you’ve been eyeing a more attractive mortgage rate from a different lender, you may want to pause and carefully consider any potential penalties associated with switching lenders. “Mortgage...
With rising housing costs and a growing interest in sustainable living, many Canadians are exploring alternative housing options. Tiny homes and modular builds have emerged as attractive solutions for...
