Inflation has been stubbornly high in Canada for more than three years. Even after the Bank of Canada’s aggressive rate-hiking cycle in 2022-2023, price growth settled only briefly before...

Buying your first house? It’s huge – a dream come true! But let’s be real, it can feel like wandering through a maze. Tons of choices, mountains of paperwork, ...

If you’ve been eyeing a more attractive mortgage rate from a different lender, you may want to pause and carefully consider any potential penalties associated with switching lenders. “Mortgage...

With rising housing costs and a growing interest in sustainable living, many Canadians are exploring alternative housing options. Tiny homes and modular builds have emerged as attractive solutions for...

It’s simple to concentrate only on the interest rate when looking for a mortgage in Canada. Reduced rates equate to reduced monthly payments, don’t they?  Not necessarily. While interest...

As we approach April 16, 2025, the next Bank of Canada rate announcement is drawing significant attention from prospective homeowners across Ontario. But who exactly does this announcement affect,...

Securing a mortgage in Canada has become increasingly challenging due to rising home prices and high interest rates. However, leveraging rental income can improve your chances of getting approved...

Investing in real estate is one of the most popular ways to build wealth, but securing the right mortgage for an investment property differs from financing a primary residence....

The federal government uses the mortgage stress test as a safety measure to ensure that homebuyers can continue making their mortgage payments even if interest rates increase. Both insured...

Divorce or separation is a life-changing event that frequently results in financial difficulties, especially when it comes to distributing joint assets such as the family house.  A spousal buyout...

Flexibility is an essential factor in homeownership. Life is full of unexpected events and circumstances, such as relocating for a new position or refinancing to benefit from lower rates....