Buying a home is a major life milestone, and for many Canadians, it happens around the same time as other important life changes, such as starting or growing a...

In Canada, homeowners and buyers can benefit from various green energy programs that support sustainable housing. While many are familiar with CMHC (Canada Mortgage and Housing Corporation), it’s important...

If you’re thinking about getting a mortgage in Canada, one of the first questions you’ll face is this: Do I go to my bank, or should I work with...

If you bought your home between 2020 and 2022, there’s a good chance you locked in a historically low interest rate. At the time, rates below 2 percent were...

In 2026, the Bank of Canada (BoC) decided to hold its benchmark interest rate at 2.25%, with prime rates sitting at 4.45%. This decision comes after a period of...

Debt recycling is a financial strategy that involves converting non-deductible debt, such as your mortgage, into deductible debt, like an investment loan. The goal is to optimize your financial...

When you’re shopping for a mortgage, the interest rate you’re quoted isn’t always the same across all borrowers. While broad economic forces (like the Bank of Canada’s policy rate)...

As we enter 2026, Canadian mortgage-seekers are not only concerned about interest rates but also about the supply-demand dynamics in the housing market. With housing supply continuing to be...

As we head into 2026, one of the biggest financial moments for many Canadian homeowners will be their mortgage renewal. The Bank of Canada estimates that about 60% of...

The Bank of Canada closed out 2025 by holding its overnight policy rate at 2.25% in its December 10 announcement. The decision follows several rate cuts earlier in the...

The Canadian housing market has undergone significant changes in the past decade, and one trend stands out: an increasing number of Canadians are turning to mortgage brokers rather than...

Canada’s housing market has been a topic of intense discussion for years. In many regions, home prices have increased over the past decade, prompting concerns about a property bubble....