Sandra's Mortgage Blog

Close-up of insurance agent calculating costs an agreement while having a meeting with a client.

The Role of Mortgage Insurance in Homebuying

Congratulations! You’ve decided to take the exciting leap into homeownership. However, the process might seem intimidating because of the down payment requirements, pre-approval procedures, and legalities involved. One phrase you may come across is mortgage insurance. Canadian homebuyers, do not be alarmed!  Everything you need to know about mortgage insurance

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Mortgage Repayment

Strategies for Accelerating Your Mortgage Repayment

One of the main tenets of Canadian culture is the desire to become homeowners. However, mortgages often feel more like a marathon than a sprint, let’s face it. The good news? You may shorten your loan term by years by taking a calculated approach to mortgage payments. You should think

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A keychain shaped like a house hanging on a doorknob of a house

Mastering Your Mortgage Renewal: Key Tips and Strategies

For many Canadian homeowners, the subject of mortgage renewal stands out as a critical turning point as we work through the difficulties of managing our finances. This is a big event in the financial calendar because estimates show that by 2025, 3.4 million Canadians will be renewing their mortgages, and

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Mortgage broker working with a young couple

The Benefits of Working with a Licensed Mortgage Broker

Examining mortgage options in Canada can be a daunting task for anyone looking to buy a home or refinance an existing mortgage. The process is not only complex but also filled with critical financial decisions. This is where the expertise of a licensed mortgage broker becomes invaluable.  By leveraging their

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Mortgage Fraud

Mortgage Fraud: Everything You Need to Know

Mortgage fraud is a serious problem that has been receiving more attention in Canada. It affects not just the financial industry but also those who are trying to buy a home. For individuals who are already mortgage holders as well as prospective homeowners, it is mandatory to understand the subtleties

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