Buying a home with a friend can seem like a smart way to break into Canada’s housing market. With rising property prices in cities like Toronto and Vancouver, co-ownership...

Remote work is getting super popular. Perhaps you envision yourself travelling as a digital nomad, or maybe you’ve found tranquillity working remotely from home. This expanded flexibility presents exciting...

Are you currently making mortgage payments, or are you considering purchasing a home? The word “recession” can feel unnerving. Understanding how it actually impacts your finances, especially your mortgage,...

Lake cabin? Mountain chalet? If you’re picturing yourself unwinding in a getaway spot, you’re not alone. More and more Canadians are drawn to owning a vacation property – and...

Inflation has been stubbornly high in Canada for more than three years. Even after the Bank of Canada’s aggressive rate-hiking cycle in 2022-2023, price growth settled only briefly before...

Buying your first house? It’s huge – a dream come true! But let’s be real, it can feel like wandering through a maze. Tons of choices, mountains of paperwork, ...

If you’ve been eyeing a more attractive mortgage rate from a different lender, you may want to pause and carefully consider any potential penalties associated with switching lenders. “Mortgage...

With rising housing costs and a growing interest in sustainable living, many Canadians are exploring alternative housing options. Tiny homes and modular builds have emerged as attractive solutions for...

It’s simple to concentrate only on the interest rate when looking for a mortgage in Canada. Reduced rates equate to reduced monthly payments, don’t they?  Not necessarily. While interest...

The federal government uses the mortgage stress test as a safety measure to ensure that homebuyers can continue making their mortgage payments even if interest rates increase. Both insured...

One of the main tenets of Canadian culture is the desire to become homeowners. However, mortgages often feel more like a marathon than a sprint, let’s face it. The...

Mortgage fraud is a serious problem that has been receiving more attention in Canada. It affects not just the financial industry but also those who are trying to buy...