As we head into 2026, one of the biggest financial moments for many Canadian homeowners will be their mortgage renewal. The Bank of Canada estimates that about 60% of...

The Bank of Canada closed out 2025 by holding its overnight policy rate at 2.25% in its December 10 announcement. The decision follows several rate cuts earlier in the...

The Canadian housing market has undergone significant changes in the past decade, and one trend stands out: an increasing number of Canadians are turning to mortgage brokers rather than...

Canada’s housing market has been a topic of intense discussion for years. In many regions, home prices have increased over the past decade, prompting concerns about a property bubble....

Choosing a mortgage is one of the most important financial decisions you’ll make in your lifetime. The right mortgage not only helps you afford your home but also aligns...

Thinking about using your mortgage as a springboard for investments? Lots of Canadians are considering their mortgages as a tool for building wealth and boosting their financial security.  This...

Dreaming of owning a home as a Canadian freelancer, contractor, or creative? You’re not alone! But the path to securing a traditional mortgage with a variable income might feel...

When it comes to buying a home, one of the biggest hurdles many people face is securing a mortgage. For those who don’t have a large down payment or...

Buying a home is one of the most exciting steps for many newcomers to Canada. It represents stability, long-term investment, and a place to call your own. However, the...

Buying a home with a friend can seem like a smart way to break into Canada’s housing market. With rising property prices in cities like Toronto and Vancouver, co-ownership...

Remote work is getting super popular. Perhaps you envision yourself travelling as a digital nomad, or maybe you’ve found tranquillity working remotely from home. This expanded flexibility presents exciting...

Are you currently making mortgage payments, or are you considering purchasing a home? The word “recession” can feel unnerving. Understanding how it actually impacts your finances, especially your mortgage,...