Mortgage Broker in Kingston –
Personalized Financing Made Simple
Kingston blends history, culture, and education with lakeside beauty. With excellent healthcare and vibrant neighborhoods, it’s a top choice for families and retirees. Living here gives me insight into what homeowners need in this dynamic market.
Kingston, Ontario
Kingston is an historic “Limestone City” on Lake Ontario’s eastern tip, once Canada’s first capital. Its 19th-century Fort Henry National Historic Site is part of Canada’s first UNESCO World Heritage listing (the Rideau Canal and Kingston Fortifications). Fort Henry National Historical Site – Visit Kingston.
The city’s limestone downtown (City Hall, churches, Queen’s University) reflects a proud heritage. Cultural life is rich here – from Kingston Buskers Rendezvous Festival to museums in Thousand Islands Park – and the city buzzes with Queen’s University and RMC students. My local expertise (I’ve helped many Kingston families over the years) means clients trust me to navigate mortgages for this city’s diverse neighbourhoods, knowing I truly understand Kingston’s market and community.

Simplifying Mortgages for Kingston Residents
As a mortgage broker in Kingston, I offer flexible mortgage solutions tailored to your goals—whether you’re buying your first home, refinancing, or using your home equity. I work with over 50 trusted lenders to help you access competitive rates and options that fit your income, credit profile, and timeline.
My focus is on making the process simple, transparent, and stress-free—especially if you’re self-employed or navigating a unique financial situation.
Here’s how I can help:
- Personalized advice, every step of the way
- Quick pre-approvals and efficient processing
- Flexible mortgage options for self-employed or low credit clients
- Easy, digital application process
- Local insight into Kingston’s real estate market
You don’t have to navigate the mortgage process alone. If you’re looking for a mortgage broker in Kingston who offers honest advice and real solutions, I’d be happy to help.
Your Mortgage Approval Starts Here

I'm here to help you
with the following mortgages!
MORTGAGE TRANSFER/SWITCH
Is your mortgage renewal date approaching? Before jumping into a renewal, take a moment to consider your alternatives.
New to Canada
You can count on me to walk you through all of the criteria and advise you on the documents you'll need to submit a mortgage application.
Residential Mortgages
Get personalized advice from me and make the most of your current situation.
Bad Credit
Even if your credit is bad, you have options, and I'll work with you to discover the ideal solution for your needs.
First Time Home Buyer
I will not only find the best mortgage for you, but I will also offer ideas to help you pay off your mortgage faster and save thousands in interest charges.
Alternative Lending
I am happy to work with a number of alternative lenders who can provide good mortgage solutions with more flexible criteria and qualification requirements.
Self- Employed
Every day, I work with self-employed homebuyers and am aware of the difficulties they may face in obtaining a mortgage, particularly if they do not have typical proof of income.
Kingston is a historic city with strong medical, educational, and military roots. From Queen’s University to vibrant downtown shops, it’s both charming and diverse. I live here now and walk the paths from Ontario Park to Portsmouth Harbour to clear my head. Need insight into neighbourhoods, hospitals, or investment opportunities? I’m here to help.
Have a look at what people say about our collaboration!
EXCELLENT Based on 141 reviews Fiona Carr2025-05-03Trustindex verifies that the original source of the review is Google. Sandra was so great she explained everything very clearly. She is extremely knowledgable and understanding of what will work best for each situation. I would recommend her highly. Michelle Scott2025-04-17Trustindex verifies that the original source of the review is Google. She went above and beyond to make sure we got the best rate for financing our mortgage!! tristan larocque2025-04-16Trustindex verifies that the original source of the review is Google. Sandra’s exceptional customer service and expertise helped us make the best decision regarding our mortgage needs. She ensured we received the best rates with the best terms. We highly recommend reaching out to Sandra. Kirk Lake2025-04-12Trustindex verifies that the original source of the review is Google. Sandra was great to deal with, but excellent service and always quick responses and reply’s to any questions we had. Would highly recommend. Krysten McColl2025-03-26Trustindex verifies that the original source of the review is Google. Sandra is fantastic! She is so helpful answering all of our questions and responds so quickly. Very knowledgeable and easy to work with. She is always going above and beyond. Highly recommend! ryan kenny2025-03-11Trustindex verifies that the original source of the review is Google. This was our second time with Sandra! The BEST in the field by far! Sandra was helpful and guided us in the right way! She took my calls (I had a few!!) right away and always gave the best advice. She keep us organized and we really felt like she had our best interest at heart. We were so happy to have her as our broker and would HIGHLY recommend her !! Fatima Naeem2025-03-08Trustindex verifies that the original source of the review is Google. We want to take a moment to express our gratitude for Sandra Brown's exceptional service at Mortgage Alliance. She demonstrated excellent knowledge and understanding of the mortgage process and our needs. She took the time to explain every detail, ensuring that we felt comfortable and informed throughout. Sandra Brown was incredibly responsive to our questions and concerns, providing timely updates and guidance at every step. Her professionalism and dedication made the experience seamless and worry-free. Thanks to her efforts, we secured a reasonable mortgage rate that gradually improved our financial situation. We highly recommend Sandra Brown. Thank you for everything! Mr and Mrs Nazir Kathleen MacMillan2025-02-16Trustindex verifies that the original source of the review is Google. Sandra Brown was very helpful with the options available to us.She was very patient explaining the process of how brokers work.I would reccomend her to anyone needing information.Thank you for helping us explain rhe process Samia Gheriafi2025-02-12Trustindex verifies that the original source of the review is Google. Thank you Sandra’s for your advice. Don Thompson2025-01-30Trustindex verifies that the original source of the review is Google. Sandra was recommended to me by a long-time friend who happens to be a realtor. I cannot say enough positive things about Sandra based on my experience with her. Call her. You won't be disappointed.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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