Kingston - Sandra Brown Mortgages

Mortgage Broker in Kingston –
Personalized Financing Made Simple

Kingston blends history, culture, and education with lakeside beauty. With excellent healthcare and vibrant neighborhoods, it’s a top choice for families and retirees. Living here gives me insight into what homeowners need in this dynamic market.

Kingston, Ontario

Kingston is an historic “Limestone City” on Lake Ontario’s eastern tip, once Canada’s first capital. Its 19th-century Fort Henry National Historic Site is part of Canada’s first UNESCO World Heritage listing (the Rideau Canal and Kingston Fortifications). Fort Henry National Historical Site – Visit Kingston.

The city’s limestone downtown (City Hall, churches, Queen’s University) reflects a proud heritage.  Cultural life is rich here – from Kingston Buskers Rendezvous Festival to museums in Thousand Islands Park – and the city buzzes with Queen’s University and RMC students. My local expertise (I’ve helped many Kingston families over the years) means clients trust me to navigate mortgages for this city’s diverse neighbourhoods, knowing I truly understand Kingston’s market and community.

Simplifying Mortgages for Kingston Residents

As a mortgage broker in Kingston, I offer flexible mortgage solutions tailored to your goals—whether you’re buying your first home, refinancing, or using your home equity. I work with over 50 trusted lenders to help you access competitive rates and options that fit your income, credit profile, and timeline.

My focus is on making the process simple, transparent, and stress-free—especially if you’re self-employed or navigating a unique financial situation.

Here’s how I can help:

  • Personalized advice, every step of the way
  • Quick pre-approvals and efficient processing
  • Flexible mortgage options for self-employed or low credit clients
  • Easy, digital application process
  • Local insight into Kingston’s real estate market

You don’t have to navigate the mortgage process alone. If you’re looking for a mortgage broker in Kingston who offers honest advice and real solutions, I’d be happy to help.

Your Mortgage Approval Starts Here

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I'm here to help you
with the following mortgages!

MORTGAGE TRANSFER/SWITCH

Is your mortgage renewal date approaching? Before jumping into a renewal, take a moment to consider your alternatives.

New to Canada

You can count on me to walk you through all of the criteria and advise you on the documents you'll need to submit a mortgage application.

Residential Mortgages

Get personalized advice from me and make the most of your current situation.

Bad Credit

Even if your credit is bad, you have options, and I'll work with you to discover the ideal solution for your needs.

First Time Home Buyer

I will not only find the best mortgage for you, but I will also offer ideas to help you pay off your mortgage faster and save thousands in interest charges.

Alternative Lending

I am happy to work with a number of alternative lenders who can provide good mortgage solutions with more flexible criteria and qualification requirements.

Self- Employed

Every day, I work with self-employed homebuyers and am aware of the difficulties they may face in obtaining a mortgage, particularly if they do not have typical proof of income.

Kingston is a historic city with strong medical, educational, and military roots. From Queen’s University to vibrant downtown shops, it’s both charming and diverse. I live here now and walk the paths from Ontario Park to Portsmouth Harbour to clear my head. Need insight into neighbourhoods, hospitals, or investment opportunities? I’m here to help.

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