Mortgage with Bad Credit - Sandra Brown Mortgages

Need a Mortgage with Bad Credit? We Can Help

Credit challenges happen. Whether you’re rebuilding or starting fresh, we offer mortgage solutions designed to help you move forward—with lenders who look at more than just your score.

Mortgage Options for Canadians with Bad Credit

A low credit score doesn’t mean you’re out of options. Life happens—missed payments, unexpected debt, job changes. The good news? We work with lenders who focus on your full financial picture, not just your credit report.

Whether you’ve been declined by a bank or are worried your credit score is too low to qualify, we’re here to help. Our bad credit mortgage solutions are designed for clients who need a second chance and a clearer path forward.

We work with over 50 lenders, including credit unions, trust companies, and private lenders that offer:

  • Bad credit or bruised credit mortgages
  • Equity-based financing
  • Debt consolidation into one easy payment
  • Refinance options for rebuilding financial stability
  • Flexible qualification based on your current situation

You’re more than a number—and we’ll help you get approved like it.

Your Challenge, Our Solution

Why the Bank Says No—And Why We Help You Say Yes

Banks rely on credit scores and rigid formulas. If you’ve missed a few payments, had a past bankruptcy, or just don’t fit their box, it’s often an automatic decline.

We believe that one mistake—or even a few—shouldn’t stop you from moving forward. Whether you’re trying to buy a home, refinance, or consolidate debt, there are still real options.

Our lenders focus on the equity in your home, your ability to repay, and your overall profile—not just what’s on your credit report.

We’ll review your full financial picture and recommend a plan that gets you approved now, while helping you rebuild for a stronger future.

Why do customers love working with us?

Got Questions About Bad Credit Mortgages?

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