Find the Right Mortgage Solution for Your Needs
Every homebuyer is different — and so is every mortgage. Whether you’re a first-time buyer, self-employed, new to Canada, or looking to refinance, we’ll help you choose the right option for your situation. Explore our mortgage solutions below or speak to a mortgage expert for personalized guidance.
Helping Canadians Achieve Homeownership
We’ve supported thousands of homebuyers, newcomers, self-employed professionals, and families with flexible mortgage solutions tailored to real needs
Understand Your Needs
We take time to understand your unique financial situation and goals.
Find the Right Mortgage
We compare multiple lenders to match you with the best available options.
Guide You Through the Process
From paperwork to approval, we make the process simple and stress-free.
Support You Beyond the Deal
We stay in touch to help you manage renewals, refinances, or future goals.

I'm here to help you
with the following mortgages!
MORTGAGE TRANSFER/SWITCH
Seamlessly transfer your mortgage to a new lender and access better rates or terms—without starting from scratch.
Alternative Lending
Custom lending options for borrowers with unique financial situations—ideal when traditional banks say no.
First Time Home Buyer
Mortgages designed to help you step into your first home with confidence.
Bad Credit
Mortgage options for those with low credit scores, late payments, or past bankruptcies—no judgment, just solutions.
Residential Mortgages
Home financing solutions tailored for primary residences and families.
Why do customers love working with us?
EXCELLENT Based on 141 reviews Fiona Carr2025-05-03Trustindex verifies that the original source of the review is Google. Sandra was so great she explained everything very clearly. She is extremely knowledgable and understanding of what will work best for each situation. I would recommend her highly. Michelle Scott2025-04-17Trustindex verifies that the original source of the review is Google. She went above and beyond to make sure we got the best rate for financing our mortgage!! tristan larocque2025-04-16Trustindex verifies that the original source of the review is Google. Sandra’s exceptional customer service and expertise helped us make the best decision regarding our mortgage needs. She ensured we received the best rates with the best terms. We highly recommend reaching out to Sandra. Kirk Lake2025-04-12Trustindex verifies that the original source of the review is Google. Sandra was great to deal with, but excellent service and always quick responses and reply’s to any questions we had. Would highly recommend. Krysten McColl2025-03-26Trustindex verifies that the original source of the review is Google. Sandra is fantastic! She is so helpful answering all of our questions and responds so quickly. Very knowledgeable and easy to work with. She is always going above and beyond. Highly recommend! ryan kenny2025-03-11Trustindex verifies that the original source of the review is Google. This was our second time with Sandra! The BEST in the field by far! Sandra was helpful and guided us in the right way! She took my calls (I had a few!!) right away and always gave the best advice. She keep us organized and we really felt like she had our best interest at heart. We were so happy to have her as our broker and would HIGHLY recommend her !! Fatima Naeem2025-03-08Trustindex verifies that the original source of the review is Google. We want to take a moment to express our gratitude for Sandra Brown's exceptional service at Mortgage Alliance. She demonstrated excellent knowledge and understanding of the mortgage process and our needs. She took the time to explain every detail, ensuring that we felt comfortable and informed throughout. Sandra Brown was incredibly responsive to our questions and concerns, providing timely updates and guidance at every step. Her professionalism and dedication made the experience seamless and worry-free. Thanks to her efforts, we secured a reasonable mortgage rate that gradually improved our financial situation. We highly recommend Sandra Brown. Thank you for everything! Mr and Mrs Nazir Kathleen MacMillan2025-02-16Trustindex verifies that the original source of the review is Google. Sandra Brown was very helpful with the options available to us.She was very patient explaining the process of how brokers work.I would reccomend her to anyone needing information.Thank you for helping us explain rhe process Samia Gheriafi2025-02-12Trustindex verifies that the original source of the review is Google. Thank you Sandra’s for your advice. Don Thompson2025-01-30Trustindex verifies that the original source of the review is Google. Sandra was recommended to me by a long-time friend who happens to be a realtor. I cannot say enough positive things about Sandra based on my experience with her. Call her. You won't be disappointed.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Not Sure Which Mortgage Is Right for You?
Considering different income sources
Whether salaried, self-employed, or earning through commissions, we help assess income accurately to find suitable mortgage solutions.
Reviewing overall qualification
We evaluate your credit, employment, assets, and liabilities to match you with lenders that align with your profile
Understanding affordability
We provide clear insights into what you can afford based on your financial picture, helping you plan with confidence.
Exploring financial goals
From buying a home to leveraging equity, we align mortgage options with your short- and long-term financial goals.
Every situation is different — and that’s exactly why we’re here. Speak with a licensed mortgage expert who will guide you through your options and find the best solution for your goals.
Frequently Asked Questions
FAQ
We offer a full range of mortgage solutions including purchases, renewals, refinancing, home equity loans, and solutions for self-employed, new-to-Canada, and credit-challenged borrowers.
We start by understanding your financial situation, goals, and long-term plans. Then, we match you with the most suitable products from our network of lenders.
Yes. We work with lenders who offer flexible qualification criteria, including low-doc and bank statement options for business owners and freelancers.
Being declined doesn’t mean you’re out of options. We work with alternative and private lenders who assess your full financial profile, not just your credit score.
Timelines vary depending on your file, but in many cases, we can get pre-approvals within 24–48 hours and full approvals shortly after receiving all documents.
No. We do not charge upfront fees to assess your application or find a mortgage solution that fits. Any costs will be clearly outlined before you proceed.