Mortgage Solutions - Sandra Brown Mortgages

Find the Right Mortgage Solution for Your Needs

Every homebuyer is different — and so is every mortgage. Whether you’re a first-time buyer, self-employed, new to Canada, or looking to refinance, we’ll help you choose the right option for your situation. Explore our mortgage solutions below or speak to a mortgage expert for personalized guidance.

Helping Canadians Achieve Homeownership

We’ve supported thousands of homebuyers, newcomers, self-employed professionals, and families with flexible mortgage solutions tailored to real needs

1

Understand Your Needs
We take time to understand your unique financial situation and goals.

2

Find the Right Mortgage
We compare multiple lenders to match you with the best available options.

3

Guide You Through the Process
From paperwork to approval, we make the process simple and stress-free.

4

Support You Beyond the Deal
We stay in touch to help you manage renewals, refinances, or future goals.

shape
GET BETTER RESULTS BY working with me!

I'm here to help you
with the following mortgages!

MORTGAGE TRANSFER/SWITCH

Seamlessly transfer your mortgage to a new lender and access better rates or terms—without starting from scratch.

New to Canada

Flexible mortgage options for newcomers with limited or no Canadian credit.

Alternative Lending

Custom lending options for borrowers with unique financial situations—ideal when traditional banks say no.

Self- Employed

Tailored mortgage options using your business income and banking records.

First Time Home Buyer

Mortgages designed to help you step into your first home with confidence.

Bad Credit

Mortgage options for those with low credit scores, late payments, or past bankruptcies—no judgment, just solutions.

Residential Mortgages

Home financing solutions tailored for primary residences and families.

Why do customers love working with us?

Not Sure Which Mortgage Is Right for You?

Whether salaried, self-employed, or earning through commissions, we help assess income accurately to find suitable mortgage solutions.

We evaluate your credit, employment, assets, and liabilities to match you with lenders that align with your profile

We provide clear insights into what you can afford based on your financial picture, helping you plan with confidence.

From buying a home to leveraging equity, we align mortgage options with your short- and long-term financial goals.

Every situation is different — and that’s exactly why we’re here. Speak with a licensed mortgage expert who will guide you through your options and find the best solution for your goals.

Frequently Asked Questions

FAQ

We offer a full range of mortgage solutions including purchases, renewals, refinancing, home equity loans, and solutions for self-employed, new-to-Canada, and credit-challenged borrowers.

We start by understanding your financial situation, goals, and long-term plans. Then, we match you with the most suitable products from our network of lenders.

Yes. We work with lenders who offer flexible qualification criteria, including low-doc and bank statement options for business owners and freelancers.

Being declined doesn’t mean you’re out of options. We work with alternative and private lenders who assess your full financial profile, not just your credit score.

Timelines vary depending on your file, but in many cases, we can get pre-approvals within 24–48 hours and full approvals shortly after receiving all documents.

No. We do not charge upfront fees to assess your application or find a mortgage solution that fits. Any costs will be clearly outlined before you proceed.

Helping You Find the Right Mortgage – No Guesswork Needed.